Well, I just haven't felt like gabbing. It's strange how I go in stages of needing to talk about things and sometimes go into "just can't talk about it" mode. I've paid off some debt (prosper loan is gone) and lost some weight. I confirmed that I can qualify for a forbearance (not a deferrment because I have no loans taken out before 1993--who came up with THAT one?) so I will not have to pay anything on the fed student loans YET. I cannot claim both the title I school and teacher shortage area for loan forgiveness, thus, I will have to pay something back. I am putting my fed loans into forebearance for two years until I can file for the teacher shortage with is $17,500. Then, I will have to pay back what is left. Along the way I will most likely pay the interest so I don't have that compounded as well (paying back $3000 will be much better in the long run instead of $3000 plus a lot of interest).

Private student loans are due in July. I have setup automatic deductions from the checking account so we get that .25% interest rate reduction.

I also had a long awaited conversation with my principal. I shared the sped department's distaste with what went on this year and our feeling of a lack of support, etc. He responded very well. If nothing pans out in the way of another job, I think I can handle one more year there. Then it'll be easier for me to leave (we stay with an advisory until they graduate and mine graduates next June).

It's summer vaca and I'm looking forward to going through and gathering items for two categories 1) trash 2) sell. Then, I'm going to orchestrate a garage sale in the burbs are my parents' house. I'm hoping to walk away with some money that I can throw towards the debt.

My husband and I have toyed with the idea of purchasing a condo when our lease is up. I know everyone will gasp at the idea, but rent has skyrocketed and for us to pay for a 3 bedroom apartment (I have two stepdaughters who visit every weekend, so we need all 3), we would pay less for our own condo especially with the market going down down down. We can always borrow a downpayment from my parents, if need be, and pay them back. I just don't want to end up paying $2000 in rent when I can pay $1,200 on a mortgage. Sigh.