I am so very excited. Our principal let us know during our team meeting that we will be getting an extra $1000 in our next check for doing the after school "you didn't do your homework" thing we've done all year. This puts me on track to do a LOT, especially if the government pulls through and I get my stimulus next Friday (by the way, I'll have y'all know that I was totally disappointed--what was the point of sending that money out early if we're all not going to get our money early? whatever...)

My goal of paying off the personal loans and consumer credit crap will be met at the end of June. I will then start hitting that car. My student loans are coming due in July, so I'll make the minimum payments on those. I've chosen the car because it really bugs me that I took out a five year loan. She already has almost 50,000 miles on her and I want to own her flat out NOW! Still pondering summer school, which would put us at paying off the car early.

I hope that if we can pay it off before January that we'll have a nice relaxing Christmas by taking a tiny break from the debt snowball to pay for everything in cash--without going into over withdrawn mode in the checking account like we usually do every year (I've been so bad. I see the error of my ways).

So next week, I'm paying off the remaining balance on our car insurance and renter's insurance which will put us insurance payment free until August, at which time I'll be able to buy the policy in full (yay!) instead of paying in installments for the first time EVER.

I decided to try and get a Chase credit card with rewards so I can start learning how to use it to pay bills and pay it in full every month so we can utilize the rewards. I was pleased when we got a $3,200 credit limit, which is a surprise as my credit has been quite poor for years now. We're charging and paying it off in full. It feels great. Plus, for every so many thousand you spend, you have the opportunity for cash back. My plan is to get a couple hundred back by the end of the year using it for routine bills, etc. It's also allowed me to set up automatic billing for many of our bills. I still keep track of how much we've budgeted for gas and food when we're shopping and I have to use the debit card at Costco still.

No blogging in awhile, but I've been in a total funk. It's all good. The weather is getting better and I'm getting back on track I hope you all are enjoying a beautiful Saturday.